By taking control of your superannuation using a Self-Managed Super Fund (SMSF), you can expect to enjoy the following benefits:

Control

SMSF assets are totally under the control of the Trustees. The Trustees are responsible for making all decisions on where to invest the assets, whether it is investment property, shares, a Managed Fund or term deposit. In other words, control lies in the hands of those who actually put up the money – you!

Low Tax

At 15%, SMSFs have one of the lowest tax rates of any entity in Australia. The great thing is that the SMSF tax rate can be reduced even further by offsetting other tax credits.

Easy set-up

Optima can set up your SMSF quickly, making it easy for you to start an SMSF.

Low Fees

Extremely competitive fixed-fee structure with certainty on the costs of operating your Fund.

Asset Protection

In the unfortunate event of bankruptcy, assets belonging to SMSF members are generally protected from creditors.

Retirement Income Control

An SMSF provides the highest level of flexibility and control over the distribution of benefits in retirement; whether you wish to take your superannuation benefits in one lump sum, continue to invest, or receive it as a pension, it's entirely up to you.