The Benefits of a Self-Managed Super Fund

By taking control of your superannuation using a Self-Managed Super Fund (SMSF) you can expect to enjoy the following benefits:

Control

SMSF assets are totally under the control of the Trustees. The Trustees are responsible for taking all decisions on where to invest the assets, whether its investment property, shares, a Managed Fund or term deposit. In other words, control lies in the hands of those who actually put up the money – you!

Low Tax

At 15% , SMSFs have one of the lowest tax rates of any entity in Australia. The great thing is that the SMSF tax rate can be reduced even further by offsetting other tax credits.

Optima Accountants - SMSF

Easy set-up

Optima can set up your SMSF quickly, making it easy for you to start a SMSF

Low Fees

Extremely competitive fixed-fee structure with certainty on the costs of operating your Fund.

Asset Protection

In the unfortunate event of bankruptcy, assets belonging to SMSF members are generally protected from creditors

Retirement Income Control

An SMSF provides the highest level of flexibility and control over the distribution of benefits in retirement, whether you wish to take your superannuation benefits in one lump sum, continue to invest, or receive it as a pension, it’s entirely up to you.

Pool Together Family Members’ Superannuation

Designed for a Trusteeship of four or less, SMSFs are a great option for a family of a husband, wife and two adult children who wish to pool their superannuation together to buy investment property

Super is a great way to provide tax effective life and disability insurance for today’s needs!

You can also protect your family by having income protection within your super.

For further reading click on the following link:

ATO Report on SMSF

If you would like to discuss or find out how Optima can help in SMSF for you feel free to contact us directly on 1300 81 81 18 or email admin@optimaaccountants.com.au

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General Advice Warning:

The information contained on this webpage has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.

Disclaimer:

Whilst Optima Financial Wealth Services Pty Ltd  is of the view the contents of this webpage is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Optima Financial Wealth Services Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Optima Financial Wealth Services Pty Ltd or GPS Wealth Ltd.

Optima Financial Wealth Services Pty Ltd (ASIC No 1248219) ABN 94 614 326 420  is a Corporate Authorised Representative of GPS Wealth Ltd ABN 17 005 482 726, Australian Financial Services Licence Number 254544, Australian Credit Licence 254 254. Purvish Panchal is a Sub-Authorised Representative (ASIC No. 1248375) ABN 34 749 725 961