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Self Managed Super Funds

Self Managed Super Funds

Is SMSF right for you? Our advisor is assist you it’s benefits and cost involve, establishing SMSF is not appropriate for everyone if it’s established without Goal, Strategy and direction could end up with spending money to administration, audit, winding up and impose penalty by ASIC.

By taking control of your superannuation using a Self-Managed Super Fund (SMSF) you can expect to enjoy the following benefits:


SMSF assets are totally under the control of the Trustees. The Trustees are responsible for taking all decisions on where to invest the assets, whether its investment property, shares, a Managed Fund or term deposit. In other words, control lies in the hands of those who actually put up the money – you!

Low Tax

At fifteen per cent, SMSFs have one of the lowest tax rates of any entity in Australia. The great thing is that the SMSF tax rate can be reduced even further by offsetting other tax credits. SMSFs are allowed to control exactly when assets are disposed of. Therefore, if a SMSF acquires an asset today and it appreciates by $1,000,000 by the time the members retire, it can be rolled over to an allocated or complying pension fund and there will be 0% tax to pay on the realised capital gain of the asset in question.


Once we assess your eligibility we engage with you and explain all facts such as Trustee responsibilities, avoidable and non-avoidable cost, administration, tax returns and audit cost. We provides you with an extremely competitive fixed-fee structure with certainty on the costs of operating your Fund.

Asset Protection

In the unfortunate event of bankruptcy, assets belonging to SMSF members are generally protected from creditors.

Retirement Income Control

An SMSF provides the highest level of flexibility and control over the distribution of benefits in retirement, whether you wish to take your superannuation benefits in one lump sum, continue to invest, or receive it as a pension, it’s entirely up to you.

Pool Together Family Members’ Superannuation

Designed for a Trusteeship of four or less, SMSFs are a great option for a family of a husband, wife and two adult children who wish to pool their superannuation together to buy investment property Super is a great way to provide tax effective life and disability insurance for today’s needs! You can also protect your family by having income protection within your super.

Top Reasons to love your Self Managed Super Fund:

  •  Most funds have more than $250,000 in assets
  • Most outperform large super funds
  • Many trustees are confident they can meet retirement goals
  • The SMSF sector continues to grow
  • SMSF trustees are more conservative in the current economic client

General Advice Warning:

The information contained on this webpage has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.


Whilst Optima Financial Wealth Services Pty Ltd  is of the view the contents of this webpage is based on information which is believed to be reliable, its accuracy and completeness are not guaranteed and no warranty of accuracy or reliability is given or implied and no responsibility for any loss or damage arising in any way for any representation, act or omission is accepted by Optima Financial Wealth Services Pty Ltd or GPS Wealth Ltd or any officer, agent or employee of Optima Financial Wealth Services Pty Ltd or GPS Wealth Ltd.

*Optima Financial Wealth Services Pty Ltd Corporate Authorised Representative #1248219 of GPS Wealth LTD AFSL 254544/ABN 17 005 482 726/